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	<title>According 2 Mark &#187; Business</title>
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	<link>http://www.according2mark.com</link>
	<description>simple thoughts from a simple man</description>
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		<title>Boeing abandons Kansas</title>
		<link>http://www.according2mark.com/2012/01/boeing-abandons-kansas/</link>
		<comments>http://www.according2mark.com/2012/01/boeing-abandons-kansas/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:13:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Boeing]]></category>
		<category><![CDATA[Wichita]]></category>

		<guid isPermaLink="false">http://www.according2mark.com/?p=748</guid>
		<description><![CDATA[Boeing(@BoeingDefense) today announced the closure of Boeing Defense, Space &#38; Security (BDS) facility in Wichita resulting in over 2100 jobs being last by the end of 2013.  Blaming the market environment and defense budget cuts, the company announced the cuts would occur toward the end of 2013 despite repeated telling Kansas officials  and the Kansas Congressional delegation that they company planned to add 7500 to the Wichita area if they were awarded the refueling tanker contract.  Kansas and City officials lobbied hard on behalf of Boeing on the awarding of the contract.  Less than a year ago, Boeing officials were still touting that number after they were awarded the contract in February 2011. Times have changed!  The company no longer needs the help of government officials.  They have the contract and apparently do not feel a need to honor the commitments that they made to get the support of the Kansas congressional delegation.  This should send chills down that back of  politicians everywhere.  They depend on being able to steer contracts and bills through Congress to award (or payback)  local companies.  This a big plant with a very skilled work force in a city with deep aviation roots.  It a plant this size can [...]]]></description>
			<content:encoded><![CDATA[<p>Boeing(<a href="http://twitter.com/boeingdefense">@BoeingDefense</a>) today <a href="http://boeing.mediaroom.com/index.php?s=43&amp;item=2090">announced the closure</a> of Boeing Defense, Space &amp; Security (BDS) facility in Wichita resulting in over 2100 jobs being last by the end of 2013.  Blaming the market environment and defense budget cuts, the company announced the cuts would occur toward the end of 2013 despite repeated telling Kansas officials  and the Kansas Congressional delegation that they company planned to <span style="text-decoration: underline;">add</span> 7500 to the Wichita area if they were awarded the refueling tanker contract.  Kansas and City officials lobbied hard on behalf of Boeing on the awarding of the contract.  Less than a year ago, Boeing officials were still touting that number after they were awarded the contract in February 2011.</p>
<p>Times have changed!  The company no longer needs the help of government officials.  They have the contract and apparently do not feel a need to honor the commitments that they made to get the support of the Kansas congressional delegation.  This should send chills down that back of  politicians everywhere.  They depend on being able to steer contracts and bills through Congress to award (or payback)  local companies.  This a big plant with a very skilled work force in a city with deep aviation roots.  It a plant this size can be moved to another state, it should be relatively easy for others to do the same.</p>
<p>Boeing has spent over $3.2B with more than 475 local suppliers in 2011.  Many of these suppliers will continue to supply parts and services to other Boeing facilities.  But chances are good that many of these suppliers will also relocate in an effort to remain competitive with other potential suppliers.  When building a product as large as Boeing does, a lean and efficient supplier network is crucial.  Location will make the difference in the awarding of future supplier contracts.  Kansas stands to lose 2 &#8211; 3 times of indirect jobs as a result of this decision by Boeing.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Chick-fil-A stands on principle</title>
		<link>http://www.according2mark.com/2011/02/chick-fil-a-stands-on-principle/</link>
		<comments>http://www.according2mark.com/2011/02/chick-fil-a-stands-on-principle/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 00:10:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Faith]]></category>
		<category><![CDATA[chick-fil-A]]></category>
		<category><![CDATA[HRC]]></category>

		<guid isPermaLink="false">http://according2mark.com/2011/02/chick-fil-a-stands-on-principle/</guid>
		<description><![CDATA[Chick-fil-A is under fire from the gay rights community.&#160; The restaurant chain is being blasted for donating food to the Pennsylvania Family Group, a group that works that supports a traditional definition of marriage.&#160; The chain is famous for it&#8217;s chicken sandwiches as well as its practice of closing on Sundays. The chain has always been upfront and open about the Christian values of its founder and how it has impacted the business. The Human Rights Campaign has latched onto the controversy as a way to bully the company into participating in its annual Corporate Equality Index.&#160; This is an annual survey put together by the gay rights activist organization that rates companies on their policies as they relate to LGBT issues.&#160; The report lists rates each participating company and provides a numerical score that can be used to compare companies against a each other with regard to non-discrimination policy, domestic partnership benefits, etc.&#160; This useful information for both employees and customers.&#160; However, the annual report is often used to bully and intimidate companies into expanding support of gay rights in the corporate community.&#160; The organization has a history of using strong arm tactics and threats to get executives to [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://www.chick-fil-a.com/">Chick-fil-A</a> is under fire from the gay rights community.&nbsp; The restaurant chain is being blasted for donating food to the Pennsylvania Family Group, a group that works that supports a traditional definition of marriage.&nbsp; The chain is famous for it&#8217;s chicken sandwiches as well as its practice of closing on Sundays. The chain has always been upfront and open about the Christian values of its founder and how it has impacted the business.</p>
<p>The Human Rights Campaign has <a target="_blank" href="http://www.hrcbackstory.org/2011/02/tell-chick-fil-a-that-words-without-action-have-no-meaning/">latched onto the controversy</a> as a way to bully the company into participating in its annual Corporate Equality Index.&nbsp; This is an annual survey put together by the gay rights activist organization that rates companies on their policies as they relate to LGBT issues.&nbsp; The report lists rates each participating company and provides a numerical score that can be used to compare companies against a each other with regard to non-discrimination policy, domestic partnership benefits, etc.&nbsp; This useful information for both employees and customers.&nbsp; However, the annual report is often used to bully and intimidate companies into expanding support of gay rights in the corporate community.&nbsp; The organization has a <a target="_blank" href="http://finance.yahoo.com/news/Liberal-groups-push-to-apf-2321043209.html?x=0">history</a> of using strong arm <a target="_blank" href="http://finance.yahoo.com/news/Liberal-groups-push-to-apf-2321043209.html?x=0">tactics</a> and threats to get executives to support their goals. &nbsp; </p>
<p>Regardless of your thoughts or opinion on gay rights or workplace equality, what is at issue here is something else.&nbsp; We have a privately held business that is being harassed and intimidated based upon their Christian identity.&nbsp; As a private entity, Chich-fil-A has the freedoms to operate the business according to their values.&nbsp; Reading the comments on the CNN article and other internet sites, we can see that many on the left see tolerance as a one way street.&nbsp; Mr. Cathy has affirmed his families belief in the Biblical definition of marriage and expressed their &#8220;love and respect for anyone who disagrees&#8221;.&nbsp; Should they be tried with the same love and respect?</p>
<p>As individuals we all the have the right to choose where we eat and spend our hard earned dollars.&nbsp; However, HRC should be using the situation to try to force participation the the annual Corporate Equality Index.&nbsp; Their participation serves no purpose other than providing a tool to attack the company.&nbsp; Given the stated values of the founders and the corporation, any reasonable person would expect that they would score lower than larger, public corporations who have given into the the pressure from HRC in the past.</p>
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		<title>Sprint’s Hometown Proud</title>
		<link>http://www.according2mark.com/2011/02/sprint%e2%80%99s-hometown-proud/</link>
		<comments>http://www.according2mark.com/2011/02/sprint%e2%80%99s-hometown-proud/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 17:55:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Sprint]]></category>

		<guid isPermaLink="false">http://according2mark.com/?p=729</guid>
		<description><![CDATA[Great program that Sprint has put in place for it&#8217;s small business customers in Kansas City! Sprint customers have the opportunity to be listed on a Sprint intranet site to encourage Sprint employees to buy from the local businesses. With over 7000 employees in the KC metro area, this is a fantastic and free opportunity to reach those employees.  Sprint has participated in the corporate perks program for a number of years.  This benefited the employees with discounts at mainly national chains.  With the Hometown Proud program, sprint customers can list special offers and discounts to Sprint employees.  Kind of like a private label groupon! This is a win &#8211; win for both the small business owner as well as the Sprint employees.  Something everyone should take advantage of.]]></description>
			<content:encoded><![CDATA[<p>Great program that Sprint has put in place for it&#8217;s small business customers in Kansas City! Sprint customers have the opportunity to be listed on a Sprint intranet site to encourage Sprint employees to buy from the local businesses.</p>
<p>With over 7000 employees in the KC metro area, this is a fantastic and free opportunity to reach those employees.  Sprint has participated in the corporate perks program for a number of years.  This benefited the employees with discounts at mainly national chains.  With the Hometown Proud program, sprint customers can list special offers and discounts to Sprint employees.  Kind of like a private label groupon!</p>
<p>This is a win &#8211; win for both the small business owner as well as the Sprint employees.  Something everyone should take advantage of.</p>
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		<title>HAMP Story</title>
		<link>http://www.according2mark.com/2010/12/hamp-story/</link>
		<comments>http://www.according2mark.com/2010/12/hamp-story/#comments</comments>
		<pubDate>Fri, 31 Dec 2010 05:04:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Hamp]]></category>

		<guid isPermaLink="false">http://according2mark.com/?p=716</guid>
		<description><![CDATA[As some of you may know, I have recently been working with my mortgage servicer to get my mortgage modified under the Home Affordable Modification Program.   I initiated the application back in August of 2010; approximately 7 days after I missed my first payment and new that I would not be able to make may payments at the existing level.  I had been laid off from my full time position in March of 2009 and been struggling to keep up with my payments. Call it what you want.  Poor planning on my part. Bad Luck. An on-going recession.  Their are a number of excuses but by the time I got to this point, I just needed to see what I could do to keep my house. I submitted all the requested documents in Augusts and waited to hear something.  I was told that they needed additional documentation.   Remember, this was just after the program changed to the point where the lenders were required to get all documentation verified prior to entering into a trial program.  I submitted the additional documents in September and again waited. This is when it began to get really interesting.  And where I began to believe [...]]]></description>
			<content:encoded><![CDATA[<p>As some of you may know, I have recently been working with my mortgage servicer to get my mortgage modified under the Home Affordable Modification Program.   I initiated the application back in August of 2010; approximately 7 days after I missed my first payment and new that I would not be able to make may payments at the existing level.  I had been laid off from my full time position in March of 2009 and been struggling to keep up with my payments.</p>
<p>Call it what you want.  Poor planning on my part. Bad Luck. An on-going recession.  Their are a number of excuses but by the time I got to this point, I just needed to see what I could do to keep my house.</p>
<p>I submitted all the requested documents in Augusts and waited to hear something.  I was told that they needed additional documentation.   Remember, this was just after the program changed to the point where the lenders were required to get all documentation verified prior to entering into a trial program.  I submitted the additional documents in September and again waited.</p>
<p>This is when it began to get really interesting.  And where I began to believe all the horror stories that I was seeing in the press.  Big Banks losing documents.  Servicers stalling in order to force consumers into foreclosure.  Pretty stressful stuff when you are a Father with 6 kids still living at home and one in college.  Plus the additional fatigue of looking for full time employment on a regular basis.</p>
<p>Part of my issues were a result of my changing employment picture.  I was receiving unemployment which could not be considered income since it was not expected to last another 9 months,  In addition, to that, my wife started a new position in which she was paid monthly.  This meant a 2 month wait to get payroll verification.  Myself, I was working as substitute teacher in 3 different school districts plus another part-time on-call position.  Since each of these was variable, it was difficult for me to communicate exactly what my income will be in any given month.</p>
<p>After 60 plus calls, I received the call on Christmas eve that I had been waiting for.  My contact at Wells Fargo called to let me know that we qualified and would be entering the trial modification phase.  The Interest rate and the payment amount are going to be very good and will allow us to remain in our home.  The incentive for making on-time payments for the first five years will allow us to gain additional equity.  The one downside is that the term is going to be greatly extended.  However, once the economy turns around and I am able to increase my income, we plan to increase our payments to a point where the house is paid off before we retire.</p>
<p>I wanted to share this story so that others my see that there is light at the end of the tunnel.  I still have several more months until I can reach a point where the permanent modification in put place.  But I am getting closer.</p>
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		<title>Julian Assange:  &#8220;Attacked&#8221; by Banks</title>
		<link>http://www.according2mark.com/2010/12/julian-assange-attacked-by-banks/</link>
		<comments>http://www.according2mark.com/2010/12/julian-assange-attacked-by-banks/#comments</comments>
		<pubDate>Sun, 19 Dec 2010 01:03:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[WikiLeaks]]></category>

		<guid isPermaLink="false">http://according2mark.com/?p=702</guid>
		<description><![CDATA[Julian Assange and his friends at WikiLeaks may have bit off more than they can handle.  Their previous leaks targeted the US government and quickly help to make a Mr. Assange a folk hero to the anti-government and anti-American groups.  There every move was hailed as an attack on the evil American empire and the corruptness of the American officials.  The media played along and even acted as an accomplish to the trafficking of stolen documents and the releasing of classified documents; regardless of the consequences to our troops and our government&#8217;s ability to build lasting relationships with governments around the globe.  One could say that all is fair in the name of transparency. Assange has indicated that the next round of secret documents to be released with target large US banks.  At first glance moving from the US Government to the financial industry would seem fairly easy; moving from one hated and despised target to another.  However, the financial institutions have the means and the fortitude to fight back.  We have seen a rash of organizations rush to disassociate themselves from WikiLeaks.  PayPal, Visa and Mastercard all took actions to stop the flow of money to the organization citing [...]]]></description>
			<content:encoded><![CDATA[<p>Julian Assange and his friends at WikiLeaks may have bit off more than they can handle.  Their previous leaks targeted the US government and quickly help to make a Mr. Assange a folk hero to the anti-government and anti-American groups.  There every move was hailed as an attack on the evil American empire and the corruptness of the American officials.  The media played along and even acted as an accomplish to the trafficking of stolen documents and the releasing of classified documents; regardless of the consequences to our troops and our government&#8217;s ability to build lasting relationships with governments around the globe.  One could say that all is fair in the name of transparency.</p>
<p>Assange has indicated that the next round of secret documents to be released with target large US banks.  At first glance moving from the US Government to the financial industry would seem fairly easy; moving from one hated and despised target to another.  However, the financial institutions have the means and the fortitude to fight back.  We have seen a rash of organizations rush to disassociate themselves from WikiLeaks.  PayPal, Visa and Mastercard all took actions to stop the flow of money to the organization citing violations of terms of service.  Amazon joined the parade by kicking them off of the servers.</p>
<p>The attacks by the hacker supporters has not persuaded Bank of America from taking the same action.  The large US bank has recently stopped processing payments that it identifies as headed to WikiLeaks.  This has led to the charges of  being &#8220;attacked&#8221; by Assange.   His latest choice of targets is going to do more damage then even the allegations of sexual assault have done to date.</p>
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		<title>Wireless carriers to target the AARP generation</title>
		<link>http://www.according2mark.com/2010/11/wireless-carrier-to-target-the-aarp-generation/</link>
		<comments>http://www.according2mark.com/2010/11/wireless-carrier-to-target-the-aarp-generation/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 00:17:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[wireless]]></category>

		<guid isPermaLink="false">http://according2mark.com/?p=696</guid>
		<description><![CDATA[According to www.seekingalpha.com, the wireless carriers are targeting Senior as their next growth area. The article list various stats showing that seniors as a group are less likely to use texting and other mobile technologies. Usability is key to reaching this group.  Sprint can offer all the lessons in the world on how to text but it is not going to make a difference until the handset makers realize that their current line up of phones is not going to cut it with this group of consumers.  95% of the devices currently on the market today has small buttons requiring good eye sight and dexterity in order to operate effectively. While their kids and kids may be pushing the older generation to &#8220;get with it&#8221; and start texting and using social media, it is not going to happen in great numbers without the industry starts waking up to the fact that not every consumer is looking for the newest, smallest and most feature packed device. Just an easy way to communicate like they had with &#8220;Ma Bell&#8221;.]]></description>
			<content:encoded><![CDATA[<p>According to <a href="http://seekingalpha.com/article/239336-wireless-carriers-poised-to-profit-from-untapped-market-of-social-networking-seniors?source=yahoo" target="_blank">www.seekingalpha.com</a>, the wireless carriers are targeting Senior as their next growth area.  The article list various stats showing that seniors as a group are less likely to use texting and other mobile technologies.</p>
<p>Usability is key to reaching this group.  Sprint can offer all the lessons in the world on how to text but it is not going to make a difference until the handset makers realize that their current line up of phones is not going to cut it with this group of consumers.  95% of the devices currently on the market today has small buttons requiring good eye sight and dexterity in order to operate effectively.</p>
<p>While their kids and kids may be pushing the older generation to &#8220;get with it&#8221; and start texting and using social media, it is not going to happen in great numbers without the industry starts waking up to the fact that not every consumer is looking for the newest, smallest and most feature packed device.</p>
<p>Just an easy way to communicate like they had with &#8220;Ma Bell&#8221;.</p>
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